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Checking

Find a Checking Account That is Right For You

With a Peoples Savings Bank checking account, your money is always at your fingertips. Our accounts are designed with you in mind. Discover which personal checking account is the best fit for you.

Regular Checking

  • Debit cards available
  • Combined checking & savings statement
  • Free internet banking
  • Free phone banking
  • Overdraft protection available
  • Monthly service charges:
    • .00 - 100.99 balance...........$7.00 
    • 101.00 - 200.99 balance.....$6.00
    • 201.00 - 300.99 balance.....$5.00
    • 301.00 - 400.99 balance.....$4.00
    • 401.00 - 500.99 balance.....$3.00
    • 501.00 - 600.99 balance.....$2.00
    • 601.00 - 700.99 balance.....$1.00
    • 701.00 - above balance......waived
  • Monthly service charge is waived for those under 18 years of age OR currently enrolled in college
  • An excess transaction fee of $.20 will be imposed per check in excess of 40 per statement period

club Plus Checking 

  • Account holder must be 55 years or older 

  • No monthly maintenance fee 

  • No minimum balance requirement 

  • Variable interest rate. The interest rate on this account may fluctuate at the bank’s discretion at any time. 

  • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (i.e. checks). 

  • Interest accrues daily and compounds monthly. 

  • Debit cards available 

  • ONE box of Club Plus check per calendar year available at no cost 

Money Market

  • Minimum withdrawal amount $250.00 
  • Pays competitive variable interest rate
  • Free internet banking
  • Free telephone banking
  • Interest accrues daily and compounds monthly
  • No monthly maintenance fee when balance is $2,500.00
  • If balance drops below $2,500.00 any day during the statement period there will be a fee of $5.00
  • Three free withdrawals and six free deposits are permitted during each statement period. For each withdrawal over three and each deposit over six, there will be a fee of $2.00

NOW Checking

  • An excess transaction fee of $.20 will be imposed per check in excess of 40 per statement period
  • No monthly maintenance fee when balance is $1,000.00 or more 
  • Pays competitive variable interest rates
  • Debit cards available
  • Combined savings and checking statement
  • Free internet banking
  • Free telephone banking
  • Interest accrues daily and compounds monthly
  • Overdraft protection available
  • No monthly maintenance fee when balance is $1,000.00 or more If balance drops below $1,000.00 any day during the statement period and the average daily balance for that statement period is not $1,500.00 there will be a fee of $5.00

Account comparison

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Savings

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certificates of deposit

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