Requirements:

Benefits:

• ATM/Debit cards available
• Combined checking & savings statement
• Checks returned free with monthly statement
• Free internet banking
• Free phone banking
• Overdraft protection available    

Cost:

• Monthly service charges:
         .00 - 100.99 balance.....$7.00
  101.00 - 200.99 balance.....$6.00
  201.00 - 300.99 balance.....$5.00
  301.00 - 400.99 balance.....$4.00
  401.00 - 500.99 balance.....$3.00
  501.00 - 600.99 balance.....$2.00
  601.00 - 700.99 balance.....$1.00
  701.00 - above balance......FREE

• An excess transaction fee of $.20 will be imposed per check in excess of 40 per statement period