Requirements:

• An excess transaction fee of $.20 will be imposed per check in excess of 40 per statement period
• No monthly maintenance fee when balance is $1,000.00 or more 

Benefits:

• Pays competitive variable interest rates
• ATM/Debit cards available
• Combined savings and checking statement
• Free internet banking
• Free phone banking
• Interest accrues daily and compounds monthly
• Overdraft protection available    

Cost:

• No monthly maintenance fee when balance is $1,000.00 or more
• If balance drops below $1,000.00 any day during the statement period and the average daily balance for that statement period is not $1,500.00 there will be a fee of $5.00