Requirements:

• No minimum balance
• No monthly service charge
• Must be 55 years of age to qualify for this account 

Benefits:

• Variable interest rate
• Unlimited check writing
• ATM/Debit cards available
• Checks returned free with monthly statement
• Free internet banking
• Free phone banking
• No charge for traveler's checks
• Free personalized BanClub Checks
• 1st year free lockbox rent
• Free Cashier's checks
• Overdraft protection available
    

Cost:

• Free to customers who are 55 years of age or older